Isman, Ainul Fatha, Muh Ahsan Kamil, and Muhammad Hasbi Zaenal. “Is Zakat Fund Management Better Post-Merger Islamic Bank?”. Indonesian Conference of Zakat - Proceedings (May 2, 2024): 50–62. Accessed November 6, 2026. https://www.iconzbaznas.com/submission/index.php/proceedings/article/view/557.