Pujayanti, Difa Ameliora, and Sri Ulfa. “Contribution Of Educational Scholarships Facilitated By Ziswaf Institution To Enhancing Human Capital: Case Study Of Etos Scholarship Awardees In South Kalimantan: Case Study of ETOS Scholarship Awardees in South Kalimantan”. Indonesian Conference of Zakat - Proceedings (April 15, 2025): 140–153. Accessed October 16, 2026. https://www.iconzbaznas.com/submission/index.php/proceedings/article/view/1003.