How Can CIBEST and SLF Frameworks Revitalize Zakat’s Impact and Empower Mustahik in Palu’s Recovery?

Abstract

Purpose

This study examines how zakat-based interventions transform mustahik livelihoods by integrating the CIBEST and Sustainable Livelihood frameworks and investigates the BAZNAS Sejahtera Program's impacts on material welfare, spiritual fulfillment, and livelihood capitals in post-disaster Palu City, Indonesia.

Design/Methodology/Approach

Employing qualitative phenomenology, this study conducted in-depth interviews with 12 mustahik households (February-December 2024). Thematic analysis examined transformations across five livelihood capitals—financial, human, social, physical, and natural—alongside spiritual empowerment dimensions.

Findings

Findings reveal multidimensional transformations: 66.7% achieving profitable sales, 75% gaining financial access, 100% consistent religious practice with remarkable identity shifts from recipients to payers, substantial social capital formation, and enhanced environmental awareness. However, limited mentoring (16.7-25%) and savings deficits (41.7%) indicate implementation gaps.

Research Limitations/Implications

Qualitative design with 12 participants limits generalizability. Future research should employ longitudinal designs and quasi-experimental methods.

Practical Implications

Findings emphasize expanding mentoring services, strengthening training, and ensuring adequate capital. Policymakers should integrate zakat within national poverty strategies, particularly in post-disaster contexts.

Social Implications

The Mustahik-to-muzakki transformation demonstrates Zakat’s capacity to restore dignity and strengthen community resilience, particularly in disaster-prone settings.

Originality/Value

This study pioneers CIBEST-SLF integration, provides rare qualitative evidence on empowerment mechanisms, and examines zakat in post-disaster contexts, offering practical tools for holistic poverty assessment.