The Role of Baitul Mal in Empowering MSMEs Through Productive Zakat in Aceh

Abstract

The purpose of this research is to evaluate Baitul Mal's contribution to the utilization of business capital for the poor in Aceh and empowering MSMEs through productive zakat. This study uses a qualitative method with literature review using secondary data obtained from various existing sources such as the Central Bureau of Statistics (BPS), journals, books, websites and others which are of course related to research. The results of the study show that Baitul Mal Aceh uses aqad qardl al-hasan which is channeled to two sectors, namely agriculture and trade to channel productive zakat funds into Cash Capital Assistance (Cash). Plus, it's given as a favor to buy items. A lease purchase system is used to channel this assistance in the form of goods. Baitul Mal Aceh creates zakat that is beneficial for the economic empowerment of recipients and so that the less fortunate can consistently manage or finance their lives. Poor people will be able to increase their business, develop it, and set aside their money for savings with the help of these zakat funds