CIBEST Model Analysis of ZIS Funds Empowerment Through Mandiri Entrepreneur Center Program

Abstract

This study examines the impact of the Mandiri Entrepreneur Center program on both the material and spiritual welfare of mustahik in Indonesia. In this country, 9.03% of the population lives below the poverty line. Zakat, Infaq, Sadaqah, and Wakaf (ZISWAF) are vital instruments in poverty alleviation, and LAZNAS Yatim Mandiri uses productive ZIS funds to assist mustahik in acquiring skills through the Mandiri Entrepreneur Center Program. The research uses a mixed-methods approach with 34 mustahik households as respondents. Paired sample t-tests and Wilcoxon tests are employed to evaluate changes in mustahik's material and spiritual scores after receiving ZIS (Zakat, Infaq, and Sadaqah) funds. The results show significant differences in both the material income and spiritual scores of mustahik after receiving ZIS funds. Statistical tests yielded p-values of 0.000 for both tests, leading to the rejection of the null hypotheses. This suggests that the program is successful in improving both the material and spiritual welfare of mustahik. Additionally, the study incorporates the CIBEST Model, which integrates material and spiritual dimensions to provide a comprehensive assessment of welfare improvements in mustahik households. The findings highlight the importance of ZIS funds as a tool for poverty alleviation and community empowerment, offering valuable insights for policy development aimed at addressing economic inequality in Indonesia. This research contributes to understanding how empowerment programs through education can foster broader poverty reduction within marginalized communities.