Risk Management in Digital Transformation of Zakat Collection and Information Systems in Indonesia

Abstract

Indonesia as a country with a Muslim majority has enormous potential in the management of zakat. In its development, the collection and information system for zakat is done digitally, which is a new breakthrough to make it easier for muzakki to pay their zakat. All systems in the network have potential risks that must be minimized so that the security of users can be maintained. This study uses a qualitative descriptive method that discusses in depth the object of research sourced from various literatures. This study uses an OCTAVE analysis approach which then finds that there are six identified risks in the digital transformation of payments and zakat information systems. With two risks from inside/internal and four risks from outside/external. By managing these risks, an integrated, informative, and multi-purpose collection system can be formulated. So that risk management is very important to be applied in a digital zakat collection and information system so that operational aspects, muzakki trust, and reputation can always be guaranteed.

Keywords: Risk Management, Zakat Collection, Information System.